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Winter is here and your window is open
Written by Ashley Hagelin, Certified Financial Counselor at LSS. According to the Department of Energy, up to 20-40% of your energy costs are leaking out of your home. The energy you lose through...
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Tips for moving out of your foreclosed home
Though there may be a purpose, justification, or a tale of unavoidable hardship accompanying your current foreclosure status, it is no doubt an unfortunate event. You didn’t buy the house with the idea...
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Can I Get A Second Mortgage Modification?
You previously fell behind on your home loan then diligently worked with your lender to successfully mend default with the help of a loan modification. Someway, somehow you’ve ended up right back on...
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Divorce and Mortgage. Know Your Options.
No doubt, love rocks… but sadly it doesn’t always last forever. Stuff can get weird, hearts can change – marriages end. However, mortgages taken out jointly, when your union of love was stronger than...
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Tips for Taking the Anxiety Out of Moving
Moving can be an exciting adventure, especially if you’re heading to your dream home! But it can also be unduly stressful with so many details screaming for attention, not to mention packing up...
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Would You Want Your Mom To Have A Reverse Mortgage?
As a reverse mortgage counselor I get that question all the time. Of course there is not a simple yes or no answer to the question because whether or not a reverse mortgage is a good fit really depends...
View ArticleHAMP Is Ending: What Does That Mean For You?
HAMP (Home Affordable Modification Program) was created by the government. This was in the wake of the mortgage meltdown of 2008 when Americans lost jobs, homes, and assets at an incredible rate. HAMP...
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What Are My Options After The Sheriff’s Sale?
This flashback Friday post clears up confusion about your options once a Sheriff’s Sale takes place. This question comes up on a fairly regular basis here in Minnesota. While the answer may vary...
View ArticleWhat Are My Options If I Can’t Afford My Mortgage Payments?
A lot can happen in 30 years The average mortgage has a 30-year term, which is 360 monthly mortgage payments. 30 years is a long time to expect that all will run smoothly and there will be no “bumps in...
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